9 Habits of Women Who Are Never Broke!

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You always hear others talking about how successful some women are and how envious they are of those women but you hardly ever hear people talking about how hard those very women work or what they do to be successful.

In this post, I’m going to share the habits of women who always have money and is living their best life and yes there is nothing stopping you from being one of those successful women.

They Plan and Organize Their Life

Planning and Organizing your life to give it direction. Know where you are at and where you want to be. Prioritize what is important and what really isn’t necessary. Keep a journal and write it all down. Trust me, it does magic.

Save Like A Boss

Every pay period should include a set amount of $ for savings. I would hope that you keep a budget to keep you on track with your spending so that you know at the end of every single month how much you should have to put aside for your savings. One rule of thumb, split your paychecks into 3. One for expenses, One for variables and the other for savings. Work with this rule and you will be sure to save like a boss.

They Learn How To Motivate Themselves

One thing that I’ve learned so much of this past year is how to motivate myself and having the trust in myself that I will accomplish everything I set out for me. Gratitude and Positivity are the start. Start each day with a grateful heart and read stories and inspirational quotes throughout your day. Follow people who motivates and inspires you. It really does wonders.

Set And Meet Their Financial Goals

Nothing is wrong with setting short and/or long term goals. By setting your goals, you are visualizing your future. Staying focus and discipline helps in the long run so make sure to always have a plan of action and stick with it.

Keep A Budget

Stick to the budget ladies. It’s there for a reason and that is to guide you to financial freedom. This will help you live within your means and will avoid you from blowing all your money on something that just isn’t worth it. Personally, it took me years after I started working and that was because I always felt as if I didn’t need one but guess what, a budget will change your life. Try it if you haven’t already. You need it.

Have a Savings Account

This one is a must. Do not keep everything in your checking account. That is a disaster waiting to happen. Make sure to add a transfer to your savings when doing your budget. Write it all down. See it and believe it.

Invest

Investing makes people nervous. That’s the truth BUT I will tell you that if you don’t put your foot forward, you won’t reap the benefits. There are so many options on what to invest in nowadays, seek financial help with your bank and have someone draw it out for you and go for it.

Knowing The Difference from NEED vs WANT

Need is a necessity. Want is a desire. Remember that and incorporate it in your life. You don’t need everything you see or everything that your friends have. Know the difference and understand what is it that you need and what in your life. Simple.

Buy, Not Lease or Borrow

While not everyone is able to buy a new car or a house or furniture, it is better to take your time and save up in order to buy your heart’s desire. By leasing or borrowing, you are only putting yourself in a position to throw away your hard earned money and not being able to own that item. Remember, take your time.

My last bit of advice on this post is that to always remember that you never have to impress anyone but yourself. Don’t buy things that are not within your means.